.hero{background:#1a3a6b;color:#fff;padding:100px 0}.container{width:min(1200px,90%);margin:0 auto}.hero__inner{display:grid;grid-template-columns:2fr 1fr;gap:50px;align-items:center}.hero__eyebrow{display:block;margin-bottom:15px;font-size:.8rem;text-transform:uppercase;letter-spacing:2px;opacity:.7}.hero h1{font-size:clamp(2.8rem,4vw,4.5rem);line-height:1.1;margin-bottom:20px;font-family:"Times New Roman"!important}.hero__intro{font-size:1.15rem;line-height:1.7;margin-bottom:30px;max-width:700px}.hero__buttons{display:flex;gap:15px;flex-wrap:wrap}.hero-card{background:rgba(255,255,255,.08);border:1px solid rgba(255,255,255,.15);border-radius:12px;padding:30px}.hero-card__label{display:block;margin-bottom:10px;font-size:.8rem;text-transform:uppercase;opacity:.7}.btn{display:inline-block;padding:12px 24px;border-radius:6px;text-decoration:none;font-weight:600}.btn-primary{background:#fff;color:#1a3a6b}.btn-outline{border:1px solid rgba(255,255,255,.3);color:#fff}.btn-card{background:#fff;color:#1a3a6b;margin-top:15px}@media(max-width:768px){.hero{padding:70px 0}.hero__inner{grid-template-columns:1fr}}.trust-bar{background:#f5f4f0;padding:35px 0;border-bottom:1px solid #e7e3d8}.trust-grid{display:grid;grid-template-columns:repeat(5,1fr);gap:25px}.trust-item{text-align:center}.trust-item__icon{width:50px;height:50px;object-fit:contain;margin-bottom:12px}.trust-item__text{display:block;font-size:.95rem;line-height:1.4;color:#333;font-weight:500}@media(max-width:991px){.trust-grid{grid-template-columns:repeat(3,1fr)}}@media(max-width:768px){.trust-grid{grid-template-columns:1fr}}.who-we-help{padding:100px 0;background:#fff}.section-title{text-align:center;font-size:2.5rem;margin-bottom:15px;color:#1a3a6b}.section-intro{text-align:center;max-width:700px;margin:0 auto 50px;color:#666;line-height:1.7}.who-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:30px}.who-card{background:#fff;border:1px solid #e5e5e5;border-radius:12px;padding:30px;text-align:center;transition:.3s}.who-card:hover{transform:translateY(-4px);box-shadow:0 10px 25px rgba(0,0,0,.08)}.who-card__icon{width:70px;height:70px;object-fit:contain;margin:0 auto 20px}.who-card h3{font-size:1.25rem;margin-bottom:15px;color:#1a3a6b}.who-card p{color:#666;line-height:1.7;margin-bottom:20px}.who-card__link{color:#1a3a6b;font-weight:600;text-decoration:none}.who-card__link:hover{text-decoration:underline}@media(max-width:991px){.who-grid{grid-template-columns:repeat(2,1fr)}}@media(max-width:768px){.who-grid{grid-template-columns:1fr}.who-we-help{padding:70px 0}.section-title{font-size:2rem}}.scorecard{background:#1a3a6b;color:#fff;padding:100px 0}.scorecard__inner{display:grid;grid-template-columns:2fr 1fr;gap:50px;align-items:center}.scorecard__tag{display:inline-block;background:rgba(255,255,255,.12);padding:6px 14px;border-radius:30px;font-size:.8rem;margin-bottom:20px}.scorecard__title{font-size:clamp(2rem,4vw,3.5rem);line-height:1.2;margin-bottom:20px}.scorecard__text{font-size:1.1rem;line-height:1.8;margin-bottom:30px;max-width:650px}.scorecard__preview{background:rgba(255,255,255,.08);border:1px solid rgba(255,255,255,.15);border-radius:12px;padding:30px}.scorecard__preview img{width:100%;display:block}.scorecard-placeholder h4{margin-bottom:20px;font-size:1rem}.score-row{margin-bottom:15px}.score-row span{display:block;margin-bottom:5px;font-size:.85rem}.bar{height:8px;background:rgba(255,255,255,.15);border-radius:10px;overflow:hidden}.fill{height:100%;background:#fff}@media(max-width:768px){.scorecard{padding:70px 0}.scorecard__inner{grid-template-columns:1fr}}.services{padding:100px 0;background:#fff}.services-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:30px}.service-card{background:#fff;border:1px solid #e5e5e5;border-radius:12px;overflow:hidden;transition:.3s}.service-card:hover{transform:translateY(-4px);box-shadow:0 10px 25px rgba(0,0,0,.08)}.service-card__image{height:240px;overflow:hidden}.service-card__image img{width:100%;height:100%;object-fit:cover;display:block}.service-card__content{padding:30px}.service-card h3{color:#1a3a6b;margin-bottom:15px;font-size:1.3rem}.service-card p{color:#666;line-height:1.7;margin-bottom:20px}.service-card__link{color:#1a3a6b;text-decoration:none;font-weight:600}.service-card__link:hover{text-decoration:underline}@media(max-width:991px){.services-grid{grid-template-columns:1fr 1fr}}@media(max-width:768px){.services{padding:70px 0}.services-grid{grid-template-columns:1fr}}.testimonials{background:#f5f4f0;padding:100px 0}.testimonials-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:30px}.testimonial-card{background:#fff;padding:35px;border-radius:12px;border:1px solid #e5e5e5}.testimonial-stars{color:#c4892c;margin-bottom:20px;font-size:1.1rem}.testimonial-card blockquote{color:#555;line-height:1.8;font-style:italic;margin-bottom:25px}.testimonial-author{display:flex;align-items:center;gap:15px}.testimonial-avatar{width:60px;height:60px;border-radius:50%;object-fit:cover}.testimonial-author h4{margin:0;color:#1a3a6b}.testimonial-author span{color:#777;font-size:.9rem}@media(max-width:991px){.testimonials-grid{grid-template-columns:1fr 1fr}}@media(max-width:768px){.testimonials{padding:70px 0}.testimonials-grid{grid-template-columns:1fr}}.team{padding:100px 0;background:#fff}.team-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:30px}.team-card{text-align:center}.team-card__photo{width:180px;height:180px;border-radius:50%;object-fit:cover;margin:0 auto 20px;display:block}.team-card h3{color:#1a3a6b;margin-bottom:8px}.team-card__role{color:#666;font-weight:600;margin-bottom:15px}.team-card__qualifications{color:#777;line-height:1.7;font-size:.95rem;margin-bottom:15px}.team-card__link{color:#1a3a6b;text-decoration:none;font-weight:600}.team-card__link:hover{text-decoration:underline}@media(max-width:991px){.team-grid{grid-template-columns:1fr 1fr}}@media(max-width:768px){.team{padding:70px 0}.team-grid{grid-template-columns:1fr}}.news{background:#f7f7f7;padding:100px 0}.news-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:30px}.news-card{background:#fff;border:1px solid #e5e5e5;border-radius:12px;overflow:hidden;transition:.3s}.news-card:hover{transform:translateY(-4px);box-shadow:0 10px 25px rgba(0,0,0,.08)}.news-card__image{display:block;height:240px;overflow:hidden}.news-card__image img{width:100%;height:100%;object-fit:cover;display:block}.news-card__content{padding:25px}.news-card__category{display:inline-block;background:#eef3fb;color:#1a3a6b;font-size:.8rem;font-weight:600;padding:6px 12px;border-radius:30px;margin-bottom:15px}.news-card__title{margin-bottom:12px}.news-card__title a{color:#1a3a6b;text-decoration:none}.news-card__title a:hover{text-decoration:underline}.news-card__date{color:#777;font-size:.9rem}.news__footer{text-align:center;margin-top:50px}@media(max-width:991px){.news-grid{grid-template-columns:1fr 1fr}}@media(max-width:768px){.news{padding:70px 0}.news-grid{grid-template-columns:1fr}}.home-cta{background:#1a3a6b;color:#fff;padding:100px 0;text-align:center}.home-cta__inner{max-width:850px;margin:0 auto}.home-cta__title{font-size:clamp(2rem,4vw,3.5rem);margin-bottom:20px}.home-cta__description{font-size:1.15rem;line-height:1.8;margin-bottom:35px}.home-cta__buttons{display:flex;justify-content:center;gap:15px;flex-wrap:wrap}.btn-outline-light{border:1px solid rgba(255,255,255,.35);color:#fff;background:transparent}.btn-outline-light:hover{background:rgba(255,255,255,.08)}@media(max-width:768px){.home-cta{padding:70px 0}}