Archive: May 2026

I speak with a lot of professionals who are, by any measure, doing well. Successful careers, good incomes, busy lives. And yet, when the conversation turns to retirement, there’s often a familiar pause — a slight uncertainty about whether what they’re doing right now will be enough to fund the life they actually want later. It’s Read More +

Are you concerned about whether you can afford to retire, or afford the lifestyle you want in retirement. For many people, the state pension is not enough, and they need additional retirement income to support travel, spoiling the grandchildren, or staying in the home they love. Saving enough money can be a challenge, especially if Read More +

Most people don’t keep their New Year’s resolutions. There are a lot of reasons for those challenges. For some people, those resolutions were unrealistic to begin with. Others struggle with self-doubt that prevents them from meeting their goals. Still others lack accountability or planning, two of the key elements in achieving goals and smashing resolutions. Read More +

Honestly, who doesn’t want to retire early? But how many of us had a 2023 that made us think that was in the cards? Likely, not that many of us. With Christmas right around the corner, an early retirement is unlikely to be under your tree. At the same time, there’s also a new year Read More +

Significant tax benefits may result from pension contributions made through a limited company. These contributions are usually considered an allowable business expense and could be used to offset company liabilities while increasing payouts. Making Pension Contributions as Limited Company Directors Among the few tax incentives accessible to limited company directors are the deduction for pension Read More +

The future has a way of creeping up on you. Rather than being scared of what it might hold, it’s best to be prepared. As the old saying goes, ” A stitch in time saves nine.” With a little bit of foresight, awareness, and strategic retirement planning, you can build the funds necessary to fully enjoy Read More +

A television advert was recently launched and, in the advert, someone went back in time and said thank you to their younger self for making the right (financial) decisions, which in essence meant that they had a much better quality of life now than they would have done if the ‘ younger self’ had not Read More +

Many organisations, small business and family-owned businesses face challenges when transitioning due to a lack of proper ways to tackle succession planning.  There is a loss of decades of knowledge and experience when a key employee departs or retires. This is then followed by a turbulent transition which in many cases interferes with the future Read More +

Over the past week, Claire from FH Manning Financial Services has had a number of telephone conversations with her clients: a chance to catch up and see how they’re managing throughout the current situation. Many of these conversations naturally circled around personal finances. Generally, however, they centred around a common theme: how they were doing Read More +

Christmas and holidays can be a difficult time in retirement if you haven’t put enough aside ! Christmas comes but once a year – but it does come around every year whether you’re prepared for it or not. For many people, it can be an incredibly difficult time of year – especially if you haven’t set Read More +