Archive: May 2026

I speak with a lot of professionals who are, by any measure, doing well. Successful careers, good incomes, busy lives. And yet, when the conversation turns to retirement, there’s often a familiar pause — a slight uncertainty about whether what they’re doing right now will be enough to fund the life they actually want later. It’s Read More +

Though Mental Health Awareness Week of 2026 has just ended, the need to pay attention to mental health–and take steps to protect it–is just as critical as ever. Financial struggles and mental health are deeply connected. No matter your income level, if you have significant financial stress, you also have a greater likelihood of mental Read More +

Inheritances are left to enhance our quality of life. However, you have to consider the downside of an inheritance. Specifically, the inheritance tax. The inheritance tax (IHT) is typically paid at a rate of 40% on all amounts exceeding the applicable threshold. The ceiling will vary based on individual circumstances. Navigating the stringent rules that Read More +

Teaching children the value of money has never been more important. With the rising cost of living and the ease of digital spending, helping young people understand how to save is a crucial life skill. Teach Your Children to Save Day in 2026 falls on April 27th. and is the perfect opportunity for families to Read More +

Every year, around mid-March, something predictable happens in my inbox. A business owner emails and asks a question that usually goes something like this: “Claire, the tax year is nearly over – is there anything I can still do?” If you’re a company director or business owner, you might recognise that feeling. The UK tax Read More +

By Claire Markham, Managing Director — FH Manning Financial Services, Horncastle As a financial adviser who works with owner-managed businesses every day, one question I hear again and again from limited company directors is: “How can I reduce my corporation tax bill in a way that also supports my long-term financial goals?” The answer I Read More +

How financially compatible are you and your partner? Grab your significant other, answer honestly, and see how your money personalities align. How to play: Each partner answers individually, then compare answers. The more often you match (or understand why you don’t), the stronger your financial chemistry. 1. When you receive unexpected extra money, you’re most Read More +

Are you thinking about your financial journey this year? The new year is a perfect time to reflect on your financial year and think about what you have achieved…and what your goals should be for the new year. Why Reflecting On Your Financial Year Matters Self-reflection supports financial wellness and financial wellness supports mental well-being. Read More +

At FH Manning Financial Services, we understand that planning for retirement can feel overwhelming, especially when it comes to understanding how much State Pension you might receive. Many of our clients come to us unsure of where to start or how their State Pension fits into their broader retirement strategy. That’s why we encourage anyone Read More +

Hi, Claire here from FH Manning. If you’re anything like me, the minute Halloween pumpkins are off the shelves, the Black Friday emails start flooding in. “Unmissable Deal!” “Ends Midnight!” “Last Chance!” Honestly, it can feel like your inbox is screaming at you to spend money you didn’t even know you were planning to spend. Read More +